DOES CLOSING CREDIT CARDS HURT MY CREDIT SCORE?

Q) I had 3 Credit card’s with Citi I haven’t used it for about 2 years, Citi closed those 3 Credit card’s. Can that have an affect on my Credit Score? Does closing credit cards hurt my credit? DOC A) The fact that you had a cc for 3 years with a zero balance was very good for your score however to maintain a healthy score you should have at least 2 or 3 credit cards open. in order to keep your card open you should make at least one small charge to the card a month and pay it Read More …

CAN I BUILD MY CREDIT SCORE FAST ?

  Q)Hi doc, I’m trying to get approved for my first credit card to build credit,  can can i build my credit fast? Is there any trick?   DOC A)For starters with out any credit the best way to build your credit score  is by being added to someone Else’s credit card as a authorized user.  You do not need any credit for that because the main card holder is liable to for the debt , the history of the credit card works to build your credit just the same as if it is your own credit card so this is definitely Read More …

ABOUT US

Doctorcredit.org is a organization to help people find the tools to build their credit score … Our services are free of charge unlike most credit docs.. that charge you through your nose for them  to share with you a little piece of information. Doctor credit was founded by Josh.. to help others with their credit needs ….doctor credit wanted to share his life’s work with others so that they don’t have to work for 10-15 years on gathering all this information. Feel free to contact doctor credit on the contact us page. Or join him on Wats app or Telegram Your questions will Read More …